Four Reasons You Need Auto Insurance in Florida

Having auto insurance is an absolute requirement for any responsible driver. Not having it can result in terrible debt and financial ruin in the case of an accident. Even more, getting insurance has been made remarkably simple thanks to the internet. Getting auto insurance quotes Florida online has become as simple as a quick search and the entering of some personal information. Even more, these auto insurance quotes Florida online can be available for view within minutes, allowing drivers to quickly insure their car and themselves. 

No. 1: To Keep You Auto Insurance Record Continuous and Constant

Having a complete and uninterrupted record of car insurance will make a driver’s record seem more legitimate when they decide to go and get insurance in the future. According to, having a large blank period will not only raise questions but can even get you denied insurance in the future. Even more, some drivers decide to lie in order to get their future insurance (by saying they were not driving during the open period) which is proved to be a lie, can result in the auto insurance provider deciding to cancel your policy and refuse to settle an open claim in order to avoid losing money on your account. What is the best way to avoid this? Simply keep current and legal car insurance at all times as a driver – it protects you and everyone else on the road. 

No. 2: Having Complete Medical Care for Anyone Hurt in an Accident

While everybody is supposed to have auto insurance, not everyone is required to have medical insurance. To make up for this, if someone is injured in an accident and it is deemed your fault, your insurance will cover their medical bills even if they do not have medical insurance. This may seem like a roundabout system, however, if a victim is severely injured in a car accident that was not their fault, they deserve to receive the medical treatment they deserve without hassle. Even more, simply because you do not have insurance does not mean you are not liable for their medical bills. By simply keeping auto insurance you can prevent an accident from ruining a life. 

No. 3: If you are in an Accident that is not your Fault but the Other Driver is Uninsured you are Protected

In the case you are in an accident with an uninsured driver, you are not left without protection – both medical and auto. While legally the driver at fault is responsible for the damage, medical bills, and pain and suffering – the difference is a long and frustrating road of chasing money. This alone makes insurance a must-have. If an irresponsible driver totals your car, and neither of you has insurance, you will probably not be getting a new car. 

No. 4: Is Required by Law

While it may be a simple one, it is certainly worth mentioning. Driving without insurance in the United States of America is illegal. All drivers are required by law to have auto insurance and if you are driving without it, you are subject to losing your license as well as a plethora of other legal actions. 

Now that you know why you need it, where can you get the best deals on car insurance in Florida? The best place is online at websites like this one. At Florida Insurance Quotes you get multiple quotes from the best carriers that you qualify for, saving you time and money.